Terms of Use

1. Acceptance of Terms

By accessing or using the BackMyCapital website at backmycapital.co (the "Website") or any of the services offered by BackMyCapital (the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not access or use the Website or Services.

These Terms constitute a legally binding agreement between you and BackMyCapital. We reserve the right to update or modify these Terms at any time. Continued use of the Website following any changes constitutes acceptance of the revised Terms.

2. Description of Services

BackMyCapital provides case review, documentation support, and general guidance to individuals who have been affected by online fraud, investment scams, fake broker situations, cryptocurrency fraud, chargeback-related issues, and unauthorized financial transactions.

Our services are designed to help you understand your situation, organize your evidence, and identify options that may be available to you through your bank, payment provider, or relevant authorities. We do not provide legal, financial, tax, or investment advice.

3. No Guarantee of Recovery

BackMyCapital does not guarantee the recovery of any funds under any circumstances. Results vary depending on many factors entirely outside our control, including but not limited to: the type and nature of the fraud, the availability and quality of evidence, the timing of reporting, the financial institutions involved, the payment methods used, the third parties implicated, and applicable laws and regulations.

Any representation — by any person or entity, including any party claiming to represent BackMyCapital — that funds are guaranteed to be recovered should be treated as a fraudulent misrepresentation. BackMyCapital expressly disclaims all such representations.

4. No Legal, Financial, Tax, or Investment Advice

Nothing on this Website, in any communication from BackMyCapital, or in any Service provided by BackMyCapital constitutes legal, financial, tax, or investment advice. All content is provided for general informational purposes only.

You should not act on the basis of any information provided by BackMyCapital without first seeking independent advice from a qualified legal, financial, or tax professional. BackMyCapital is not responsible for any decisions you make in reliance on information obtained from our Website or Services.

5. User Responsibility

You are solely responsible for:

• The accuracy and completeness of the information you provide to us
• Any decisions you make based on information obtained from our Website or Services
• Reporting fraud to your financial institution, local law enforcement, and the Canadian Anti-Fraud Centre (CAFC)
• Seeking appropriate professional advice where needed
• Complying with all applicable laws in your jurisdiction

6. Limitation of Liability

To the maximum extent permitted by applicable law, BackMyCapital, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website or Services, including but not limited to:

• Any inability to recover funds
• Any reliance on information provided by BackMyCapital
• Any interruption or cessation of the Website or Services
• Any unauthorized access to or use of your personal information
• Any errors or omissions in content provided on the Website

BackMyCapital's total liability to you for any claims arising from your use of the Website or Services shall not exceed the amount, if any, that you have paid to BackMyCapital in the six months preceding the event giving rise to the claim.

7. No Affiliation with Banks, Brokers, Exchanges, Regulators, or Government Agencies

BackMyCapital is not affiliated with, endorsed by, or connected to any of the following:

• Any bank, credit union, or other financial institution
• Any securities broker, investment dealer, or financial advisor
• Any cryptocurrency exchange, wallet provider, or blockchain network
• Any government agency, ministry, or department, including the Government of Canada, the Province of British Columbia, or any other provincial or federal body
• Any financial regulator, including the British Columbia Securities Commission (BCSC), the Ontario Securities Commission (OSC), the Canadian Investment Regulatory Organization (CIRO), the Financial Consumer Agency of Canada (FCAC), or FINTRAC
• Any law enforcement agency, including the Royal Canadian Mounted Police (RCMP), the Canadian Anti-Fraud Centre (CAFC), or any police service

We do not represent or act on behalf of any of the above entities.

8. Prohibited Use

You agree not to use the Website or Services for any of the following purposes:

• Any unlawful, fraudulent, or misleading purpose
• Transmitting any material that is defamatory, offensive, or otherwise objectionable
• Attempting to gain unauthorized access to any part of the Website or our systems
• Distributing malware, viruses, or other harmful code
• Scraping or harvesting data from the Website without our prior written consent
• Impersonating BackMyCapital or any of its personnel

9. Intellectual Property

All content on the Website, including but not limited to text, graphics, logos, and design elements, is the property of BackMyCapital or its content providers and is protected by applicable Canadian and international copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Website without our express prior written permission.

10. Third-Party Links

The Website may contain links to third-party websites for informational purposes. We have no control over the content, privacy policies, or practices of those websites and are not responsible for any harm or loss arising from your use of them. The inclusion of any link does not imply our endorsement of the linked site.

11. Indemnification

You agree to indemnify, defend, and hold harmless BackMyCapital, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your use of the Website or Services, your violation of these Terms, or your violation of any applicable law.

12. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of British Columbia and the applicable federal laws of Canada, without regard to conflict of law principles. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of British Columbia, Canada.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BackMyCapital with respect to your use of the Website and Services, and supersede all prior agreements and understandings.

15. Contact Information

For questions about these Terms, please contact us:

BackMyCapital
6656 Main St, Vancouver, BC V5X 3H2, Canada
Email: [email protected]